Don't play the waiting game
Enroll before the deadline (trust us: it's a piece of cake).
Use your connections: insurance purchased through your employer generally gets you a better rate.
Depending on your age and coverage amount, your monthly payment (called premium) could cost you anywhere from the price of a cup of coffee to a nice dinner.1
Disability Insurance
Show your paycheck some love and help protect it.
Disability insurance allows you to receive a portion of your paycheck if you can't work due to injury, illness, or maternity leave.
Long Term Disability coverage pays a portion of your income, and continues until you return to work or reach retirement age.
Think of it as an "income protection plan" that helps pay for things like the rent, mortgage, child care, your phone (seriously, whatever you want).
Help keep your future on track without depleting your savings or taking on unexpected debt. Because you can keep getting paid a portion of your income even when you can't work.